Georgia Residents Affected by Recent Tornadoes Urged to Return Completed SBA Applications

(BUSINESS WIRE)--The U.S. Small Business Administration is urging Georgia survivors affected by the recent tornadoes to quickly return completed SBA low-interest disaster loan applications in order to be considered for all forms of assistance. Homeowners and renters who cannot afford a loan will be referred to FEMA for possible grant funds.

“There is a tendency for survivors to discard SBA disaster loan applications because they may not want a loan. However, they risk missing out on grants by not returning completed applications to SBA,” said Frank Skaggs, director, SBA Field Operations Center East, Atlanta.

The Presidential disaster declaration in Georgia as a result of the severe storms and tornadoes of April 27-28 automatically activated the SBA disaster loan program. Survivors are encouraged to register with FEMA at 800-621-FEMA (3362). After registering with FEMA, many homeowners and renters will be referred to SBA to see if they may qualify for a low-interest disaster loan to replace or repair property destroyed or damaged by the tornadoes. If SBA determines they cannot afford a loan, in most instances, they will be referred back to FEMA for grant consideration.

Interest rates are as low as 2.688 percent for homeowners and renters with terms up to 30 years. Loan amounts and terms are set by the SBA and are based on each applicant’s financial condition.

To be considered for all forms of disaster assistance call the Federal Emergency Management Agency (FEMA) at 800-621-FEMA (3362), TTY 800-462-7585 for people with speech or hearing disabilities. The locations of Disaster Recovery Centers and the loan application process can be obtained by calling the SBA Customer Service Center at 800-659-2955 (800-877-8339 for people with speech or hearing disabilities) Monday through Friday from 8 a.m. to 6 p.m. and Saturday 8 a.m. to 4:30 p.m. ET or by sending an e-mail to disastercustomerservice@sba.gov.

SBA provides disaster loans to homeowners, renters and businesses of all sizes. Those affected by this disaster may fill out a loan application online by visiting SBA’s secure website at https://disasterloan.sba.gov/ela/.

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SBA Economic Injury Application Deadline for Last Year’s Flood Disaster in Georgia is August 4

-(BUSINESS WIRE)--The U.S. Small Business Administration is reminding small businesses, small agricultural cooperatives and most private non-profit organizations of all sizes that Aug. 4 is the filing deadline for federal economic injury disaster loans available in Georgia. The SBA declared a disaster as a result of severe storms and flooding that began on Sept. 18, 2009.

“When the Secretary of Agriculture issues a disaster declaration to help farmers recover from damages and losses to crops, the Small Business Administration issues a declaration to eligible entities affected by the same disaster”

These loans are available in the following counties: Barrow, Bartow, Ben Hill, Bibb, Carroll, Catoosa, Chattooga, Cherokee, Clarke, Cobb, Coweta, Crawford, Crisp, Dade, Dawson, Dodge, Dooly, Douglas, Fannin, Floyd, Forsyth, Fulton, Gilmer, Gordon, Greene, Gwinnett, Habersham, Hall, Haralson, Heard, Houston, Jackson, Jasper, Lumpkin, Macon, Monroe, Morgan, Murray, Newton, Oconee, Oglethorpe, Paulding, Peach, Pickens, Polk, Pulaski, Putman, Rabun, Rockdale, Taylor, Telfair, Towns, Turner, Union, Upson, Walker, Walton, White, Whitfield, and Wilcox in Georgia.

“When the Secretary of Agriculture issues a disaster declaration to help farmers recover from damages and losses to crops, the Small Business Administration issues a declaration to eligible entities affected by the same disaster,” said Frank Skaggs, director of SBA’s Field Operations Center East in Atlanta.

Under this declaration, the SBA’s Economic Injury Disaster Loan program is available to eligible farm-related and nonfarm-related entities that suffered financial losses as a direct result of this disaster. Agricultural producers, farmers and ranchers are not eligible to apply to SBA.

The loan amount can be up to $2 million with a 4 percent interest rate for small businesses with terms up to 30 years. The SBA determines eligibility based on the size of the applicant, type of activity and its financial resources. Loan amounts and terms are set by the SBA and are based on each applicant’s financial condition. These working capital loans may be used to pay monthly fixed debts, payroll, accounts payable, and other bills that could have been paid had the disaster not occurred. The loans are not intended to replace lost sales or profits.

Disaster loan information and application forms may be obtained by calling the SBA’s Customer Service Center at 800-659-2955 (800-877-8339 for people with speech or hearing disabilities) Monday through Friday from 8 a.m. to 6 p.m. EDT or by sending an e-mail to disastercustomerservice@sba.gov. Loan applications can be downloaded from the SBA’s website at www.sba.gov. Completed applications should be mailed to: U.S. Small Business Administration, Processing and Disbursement Center, 14925 Kingsport Road, Fort Worth, TX 76155. Those affected by the disaster may apply for disaster loans from SBA’s secure website at https://disasterloan.sba.gov/ela/.

Completed loan applications must be returned to SBA no later than August 4, 2010.

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SBA Economic Injury Disaster Loan Deadline in Georgia is June 24

(BUSINESS WIRE)--The U.S. Small Business Administration is reminding small businesses affected by the severe storms and flooding that occurred from Sept. 18 through Oct. 8, 2009 in Georgia that June 24 is the filing deadline for Economic Injury Disaster Loans.

Small businesses and most private non-profit organizations in the following counties are eligible to apply: Banks, Barrow, Bartow, Butts, Carroll, Catoosa, Chattooga, Cherokee, Clayton, Cobb, Coweta, Dade, Dawson, DeKalb, Douglas, Fayette, Floyd, Forsyth, Franklin, Fulton, Gordon, Gwinnett, Habersham, Hall, Haralson, Heard, Henry, Jackson, Jasper, Meriwether, Morgan, Newton, Paulding, Pickens, Polk, Rockdale, Spalding, Stephens, Troup, Walker, Walton and Whitfield in Georgia; Cherokee, Cleburne, DeKalb and Randolph in Alabama; Oconee in South Carolina; and Hamilton County in Tennessee.

Loans are available up to $2 million for eligible entities that suffered substantial economic injury from the disaster. These working capital loans may be used to pay fixed debts, payroll, accounts payable, and other bills that could have been paid had the disaster not occurred. These loans are not intended to replace lost sales or profits.

The interest rate on these loans is 4 percent with a maximum term of 30 years. The SBA determines the amount of economic injury and the terms of each loan based on the financial circumstances of the applicant. Eligibility for the program is based on the size and type of business, and its financial resources.

To obtain a loan application, businesses should contact the SBA’s Customer Service Center by calling 800-659-2955 (800-877-8339 for people with speech and hearing disabilities) Monday through Friday from 8 a.m. to 6 p.m.; Saturday and Sunday from 9 a.m. to 5:30 p.m. EDT or by sending an e-mail to disastercustomerservice@sba.gov. Business disaster loan applications can also be downloaded from www.sba.gov/services/disasterassistance. Completed applications should be mailed to: U.S. Small Business Administration, Processing and Disbursement Center, 14925 Kingsport Road, Fort Worth, TX 76155.

Victims may visit the SBA’s secure website at https://disasterloan.sba.gov/ela/ to apply for disaster loans.

The deadline for economic injury applications is June 24, 2010.

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SBA Disaster Loans Available Following Secretary of Agriculture Disaster Declaration in Georgia

(BUSINESS WIRE)--The U.S. Small Business Administration announces today that federal economic injury disaster loans are available to small businesses, small agricultural cooperatives and most private non-profit organizations of all sizes located in all Georgia counties except Catoosa, Columbia and Whitfield as a result of excessive rainfall that began on Sept. 18, 2009.

“When the Secretary of Agriculture issues a disaster declaration to help farmers recover from damages and losses to crops, the Small Business Administration issues a declaration to assist eligible entities affected by the same disaster”

“When the Secretary of Agriculture issues a disaster declaration to help farmers recover from damages and losses to crops, the Small Business Administration issues a declaration to assist eligible entities affected by the same disaster,” said Frank Skaggs, director of SBA’s Field Operations Center East.

Under this declaration, the SBA’s Economic Injury Disaster Loan program is available to eligible farm-related and nonfarm-related entities that suffered financial losses as a direct result of this disaster. Agricultural producers, farmers and ranchers are not eligible to apply to SBA.

The loan amount can be up to $2 million with a 4 percent interest rate and terms up to 30 years. The SBA determines eligibility based on the size of the applicant, type of activity and its financial resources. Loan amounts and terms are set by the SBA and are based on each applicant’s financial condition. These working capital loans may be used to pay fixed debts, payroll, accounts payable, and other bills that could have been paid had the disaster not occurred. The loans are not intended to replace lost sales or profits.

Disaster loan information and application forms may be obtained by calling the SBA’s Customer Service Center at 800-659-2955 (800-877-8339 for the hearing-impaired) Monday through Friday from 8 a.m. to 6 p.m. EDT or by sending an e-mail to disastercustomerservice@sba.gov. Loan applications can be downloaded from the SBA’s Web site at www.sba.gov/services/disasterassistance. Completed applications should be mailed to: U.S. Small Business Administration, Processing and Disbursement Center, 14925 Kingsport Road, Fort Worth, TX 76155.

Those affected by the disaster may apply for disaster loans from SBA’s secure Web site at https://disasterloan.sba.gov/ela/.

Completed loan applications must be returned to SBA no later than November 2, 2010.

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Feb. 1 is Deadline to Apply for SBA Economic Injury Disaster Loans

(BUSINESS WIRE)--The U.S. Small Business Administration is reminding small businesses affected by the March 25 through April 3 severe storms, flooding and tornadoes that Feb. 1, 2010 is the filing deadline for Economic Injury Disaster Loans.

Small businesses, and most private non-profit organizations in the following counties are eligible to apply for SBA Economic Injury Disaster Loans: Butler, Coffee, Conecuh, Covington, Crenshaw, Dale, Escambia, Geneva, Henry and Houston in Alabama; Holmes, Jackson, Okaloosa and Walton in Florida; and Early and Seminole in Georgia.

Loans are available up to $2 million for eligible entities that suffered substantial economic injury from the disaster. These working capital loans may be used to pay fixed debts, payroll, accounts payable, and other bills that could have been paid had the disaster not occurred. These loans are not intended to replace lost sales or profits.

The interest rate on these loans is 4 percent, with a maximum term of 30 years. The SBA determines the amount of economic injury and the terms of each loan based on the financial circumstances of the borrower. Eligibility for the program is based on the size and type of business and its financial resources.

To obtain a loan application, interested business owners should contact the SBA’s Customer Service Center by calling 1-800-659-2955 (1-800-877-8339 for the hearing-impaired) Monday through Friday, 8 a.m. to 6 p.m. EST, or by sending an e-mail to disastercustomerservice@sba.gov. Business disaster loan applications can also be downloaded from www.sba.gov/services/disasterassistance. Completed applications should be mailed to: U.S. Small Business Administration, Processing and Disbursement Center, 14925 Kingsport Road, Fort Worth, TX 76155.

Victims may visit the SBA’s secure Web site at https://disasterloan.sba.gov/ela/ to apply for disaster loans.

The deadline for economic injury applications is Feb. 1, 2010.

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January 23 is Deadline to Apply for SBA Economic Injury Disaster Loans

(BUSINESS WIRE)--The U.S. Small Business Administration is reminding small businesses affected by severe storms, flooding and tornadoes that occurred March 26 through April 13, 2009 that January 23 is the filing deadline for Economic Injury Disaster Loans.

Small businesses and most private non-profit organizations in the following counties are eligible to apply for SBA Economic Injury Disaster Loans: Appling, Atkinson, Bacon, Baker, Ben Hill, Berrien, Brantley, Brooks, Calhoun, Camden, Candler, Charlton, Clay, Clinch, Coffee, Colquitt, Cook, Crisp, Decatur, Dodge, Dougherty, Early, Echols, Emanuel, Evans, Glynn, Grady, Irwin, Jeff Davis, Lanier, Laurens, Lee, Liberty, Long, Lowndes, Miller, Mitchell, Montgomery, Pierce, Tattnall, Tift, Seminole, Telfair, Terrell, Thomas, Toombs, Treutlen, Turner, Ware, Wayne, Wheeler, Wilcox and Worth in Georgia; contiguous counties of Henry and Houston in Alabama; and contiguous counties of Baker, Columbia, Gadsden, Hamilton, Jefferson, Madison and Nassau in Florida.

Loans are available up to $2 million for eligible entities that suffered substantial economic injury from the disaster. These working capital loans may be used to pay fixed debts, payroll, accounts payable, and other bills that could have been paid had the disaster not occurred. These loans are not intended to replace lost sales or profits.

The interest rate on these loans is 4 percent, with a maximum term of 30 years. The SBA determines the amount of economic injury and the terms of each loan based on the financial circumstances of the borrower. Eligibility for the program is based on the size and type of business, and its financial resources.

To obtain a loan application, interested business owners should contact the SBA’s Customer Service Center by calling 1-800-659-2955 (1-800-877-8339 for the hearing-impaired) Monday through Friday from 8 a.m. to 6 p.m. EST, or by sending an e-mail to disastercustomerservice@sba.gov. Business disaster loan applications can also be downloaded from www.sba.gov/services/disasterassistance. Completed applications should be mailed to: U.S. Small Business Administration, Processing and Disbursement Center, 14925 Kingsport Road, Fort Worth, TX 76155.

Victims may visit the SBA’s secure Web site at https://disasterloan.sba.gov/ela/ to apply for disaster loans.

The deadline for economic injury applications is January 23, 2010.
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SBA Disaster Loans Available Following Secretary of Agriculture Disaster Declaration in Georgia

(BUSINESS WIRE)--The U.S. Small Business Administration announces today that federal economic injury disaster loans are available to small businesses, small agricultural cooperatives and most private non-profit organizations of all sizes located in Georgia as a result of severe storms and flooding that began on September 18, 2009.

These loans are available in the following counties: Barrow, Bartow, Ben Hill, Bibb, Carroll, Catoosa, Chattooga, Cherokee, Clarke, Cobb, Coweta, Crawford, Crisp, Dade, Dawson, Dodge, Dooly, Douglas, Fannin, Floyd, Forsyth, Fulton, Gilmer, Gordon, Greene, Gwinnett, Habersham, Hall, Haralson, Heard, Houston, Jackson, Jasper, Lumpkin, Macon, Monroe, Morgan, Murray, Newton, Oconee, Oglethorpe, Paulding, Peach, Pickens, Polk, Pulaski, Putman, Rabun, Rockdale, Taylor, Telfair, Towns, Turner, Union, Upson, Walker, Walton, White, Whitfield, and Wilcox in Georgia.

“When the Secretary of Agriculture issues a disaster declaration to help farmers recover from damages and losses to crops, the Small Business Administration issues a declaration to assist eligible entities affected by the same disaster,” said Frank Skaggs, director of SBA’s Field Operations Center East.

Under this declaration, the SBA’s Economic Injury Disaster Loan program is available to eligible farm-related and nonfarm-related entities of all sizes that suffered financial losses as a direct result of this disaster. Farmers and ranchers are not eligible to apply to SBA.

Victims may qualify for loans up to $2 million. These loans are available at a 4 percent interest rate with loan terms up to 30 years. The SBA determines eligibility based on the size of the applicant, type of activity and its financial resources. Loan amounts and terms are set by the SBA and are based on each applicant’s financial condition. Under this disaster declaration, the SBA cannot provide loans to agricultural producers.

Disaster loan information and application forms may be obtained by calling the SBA’s Customer Service Center at 1-800-659-2955 (1-800-877-8339 for the hearing-impaired) Monday through Friday from 8 a.m. to 6 p.m. EST or by sending an e-mail to disastercustomerservice@sba.gov. Loan applications can be downloaded from the SBA’s Web site at www.sba.gov/services/disasterassistance. Completed applications should be mailed to: U.S. Small Business Administration, Processing and Disbursement Center, 14925 Kingsport Road, Fort Worth, TX 76155.

Those affected by the disaster may apply for disaster loans from SBA’s secure Web site at https://disasterloan.sba.gov/ela/.

Completed loan applications must be returned to SBA no later than August 4, 2010.

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SBA Disaster Assistance Tops $50 Million in Georgia; Economic Injury Funds Still Available for Affected Businesses

(BUSINESS WIRE)--The U.S. Small Business Administration (SBA) announced December 4 that it approved over $50 million in federal low-interest disaster loans to Georgia homeowners, renters and businesses that sustained damages as a result of the severe storms and flooding that occurred from September 18 through October 8, 2009 in Georgia.

“Currently, 1,417 SBA disaster loans for homes and businesses have been approved in the amount of $50,333,900 for affected victims,” said Frank Skaggs, Director of SBA’s Field Operations Center East. “We are pleased to be able to approve these loans so the residents and businesses of Georgia can start to rebuild and resume their normal lives.”

Small businesses and most private non-profit organizations of all sizes in the following counties still have time to apply for Economic Injury Disaster Loans (EIDLs): Banks, Barrow, Bartow, Butts, Carroll, Catoosa, Chattooga, Cherokee, Clayton, Cobb, Coweta, Dade, Dawson, DeKalb, Douglas, Fayette, Floyd, Forsyth, Franklin, Fulton, Gordon, Gwinnett, Habersham, Hall, Haralson, Heard, Henry, Jackson, Jasper, Meriwether, Morgan, Newton, Paulding, Pickens, Polk, Rockdale, Spalding, Stephens, Troup, Walker, Walton and Whitfield in Georgia; Cherokee, Cleburne, DeKalb and Randolph in Alabama; Oconee in South Carolina; and Hamilton County in Tennessee.

EIDLs are designed to help meet working capital needs caused by the disaster and are available regardless of whether the business suffered any physical property damage. The interest rate is 4 percent and the maximum loan term is 30 years. The SBA sets loan amounts and terms based on each applicant’s financial condition.

Anyone affected by the disaster may obtain applications and program information by calling the SBA’s Customer Service Center at 1-800-659-2955 (or 1-800-877-8339 for the hearing impaired) Monday through Friday, 8 a.m. to 9 p.m. EST, or by sending an e-mail to disastercustomerservice@sba.gov. Business loan applications may be downloaded from www.sba.gov/services/disasterassistance. Applications may be returned to: U.S. Small Business Administration, Processing and Disbursement Center, 14925 Kingsport Road, Fort Worth, Texas 76155.

Disaster victims may visit SBA’s secure Web site at https://disasterloan.sba.gov/ela/ to apply for disaster loans.

The filing deadline for physical property damage expired November 23, 2009. The deadline to return economic injury applications is June 24, 2010.

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Over $30 Million in SBA Disaster Loans Approved for Georgia Residents

(BUSINESS WIRE)--The U.S. Small Business Administration (SBA) announced yesterday that it has approved over $30 million in federal low-interest disaster loans to Georgia homeowners, renters and businesses who sustained damages as a result of the severe storms and flooding that occurred from September 18 through October 8, 2009 in Georgia.

“Currently, 843 SBA disaster loans for homes and businesses have been approved in the amount of $30,057,000 for affected victims,” said Frank Skaggs, Director of SBA’s Field Operations Center East. “We are pleased to be able to approve these loans so the residents and businesses of Georgia can start to rebuild and resume their normal lives.”

“Assisting individuals and business owners to recover from a disaster is our primary mission,” Skaggs added. “We are encouraging anyone affected by this disaster to visit one of the Centers located throughout the disaster area to obtain individual assistance with completing their loan applications from our representatives. I ask anyone who has not completed their disaster loan application to do so and return the application as soon as possible.”

Homeowners, renters, businesses and non-profit organizations of all sizes in the following counties in Georgia are eligible to apply for both SBA’s Physical and Economic Injury Disaster Loans (EIDLs): Bartow, Carroll, Catoosa, Chattooga, Cherokee, Cobb, Coweta, DeKalb, Douglas, Fulton, Gwinnett, Heard, Newton, Paulding, Rockdale, Stephens and Walker.

SBA offers EIDLs to help meet working capital needs of small businesses, and most private non-profit organizations of all sizes. Small businesses and most private non-profit organizations in the following counties are eligible to apply only for Economic Injury Disaster Loans: Banks, Barrow, Butts, Clayton, Dade, Dawson, Fayette, Floyd, Forsyth, Franklin, Gordon, Habersham, Hall, Haralson, Henry, Jackson, Jasper, Meriwether, Morgan, Pickens, Polk, Spalding, Troup, Walton and Whitfield in Georgia; Cherokee, Cleburne, DeKalb and Randolph in Alabama; Oconee in South Carolina; and Hamilton County in Tennessee. EIDL assistance is available regardless of whether the business suffered any property damage.

Disaster loans up to $200,000 are available to homeowners to repair or replace their damaged or destroyed primary residence. Homeowners and renters are eligible up to $40,000 to repair or replace damaged or destroyed personal property.

Businesses and non-profit organizations of any size may borrow up to $2 million to repair or replace damaged or destroyed real estate, machinery and equipment, inventory, and other business assets. SBA can also lend additional funds to homeowners and businesses to help with the cost of making improvements that prevent or minimize the same type of disaster damage in the future.

Interest rates are as low as 2.750 percent for homeowners and renters and 4 percent for businesses with terms up to 30 years. The SBA sets loan amounts and terms based on each applicant’s financial condition.

Anyone unable to visit one of the Centers may obtain information and loan applications by calling the SBA’s Customer Service Center at 1-800-659-2955 (or 1-800-877-8339 for the hearing impaired) Monday through Friday, 8 a.m. to 9 p.m. EST, or by sending an email to disastercustomerservice@sba.gov. Business loan applications may be downloaded from www.sba.gov/services/disasterassistance. Applications may be returned to any of the Centers or mailed to: U.S. Small Business Administration, Processing and Disbursement Center, 14925 Kingsport Road, Fort Worth, Texas, 76155.

Georgia disaster victims may visit SBA’s secure Web site at https://disasterloan.sba.gov/ela/ to apply for disaster loans.

The filing deadline to return applications for physical property damage is November 23, 2009. The deadline to return economic injury applications is June 24, 2010.

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SBA’s Deadline for Physical Damage Disaster Loans for Private Non-Profit Organizations is November 25

(BUSINESS WIRE)--The U.S. Small Business Administration reminds eligible Private Non-Profit Organizations (PNPs) of the November 25, deadline to submit disaster loan applications for damages caused by severe storms and flooding that began September 18.

PNPs located in Carroll, Catoosa, Chattooga, Cherokee, Cobb, Crawford, Dawson, DeKalb, Dooly, Douglas, Fulton, Gwinnett, Heard, Houston, Newton, Paulding, Peach, Rockdale, Stephens, Taylor and Walker counties in Georgia are eligible to apply to SBA. Examples of eligible non-critical PNP organizations include, but are not limited to, food kitchens, homeless shelters, museums, libraries, community centers, schools and colleges.

PNPs may borrow up to $2 million to repair or replace damaged or destroyed real estate, machinery and equipment, inventory and other business assets. The SBA also provides mitigation funds to disaster victims based on 20 percent of the verified physical damage. These funds are designed to help borrowers pay for protective measures to minimize damages of the same kind in the future.

The SBA offers Economic Injury Disaster Loans to help meet working capital needs, such as ongoing operating expenses for PNP organizations of all sizes. Economic Injury Disaster Loan assistance is available even if there was no physical property damage.

Interest rates are as low as 4 percent with terms up to 30 years. Loan amounts and terms are set by the SBA and are based on each applicant’s financial condition.

Disaster loan information and application forms may be obtained by calling the SBA’s Disaster Assistance Customer Service Center at 1-800-659-2955 (for the hearing-impaired 1-800-877-8339) Monday through Friday from 8 a.m. to 9 p.m. EST, or by sending an email to disastercustomerservice@sba.gov. Applications can also be downloaded from www.sba.gov/services/disasterassistance. Completed applications should be mailed to: U.S. Small Business Administration, Processing and Disbursement Center, 14925 Kingsport Road, Fort Worth, TX 76155.

Those affected by the disaster may apply for disaster loans from SBA’s secure Web site at https://disasterloan.sba.gov/ela/.

The filing deadline to return applications for physical property damage is November 25, 2009. The deadline to return economic injury applications is June 28, 2010.

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November 26 is Deadline to Apply for SBA Economic Injury Disaster Loans

(BUSINESS WIRE)--The U.S. Small Business Administration is reminding businesses in Georgia that Economic Injury Disaster Loans are still available to small businesses and most private, non-profit organizations economically impacted by the severe storms and tornadoes that occurred on February 20, 2009.

“Businesses that suffered economic losses as a result of the disaster and want to apply for low-interest disaster loans from the SBA are urged to do so before the November 26 deadline,” said Frank Skaggs, Director of SBA Field Operations Center East.

Small businesses and most private non-profit organizations of all sizes in the following counties are eligible to apply: Brooks, Colquitt, Grady, Mitchell and Thomas in Georgia and Jefferson and Leon in Florida.

Loans are available up to $2 million for businesses that suffered substantial economic injury from the disaster. These working capital loans may be used to pay fixed debts, payroll, accounts payable, and other bills that could have been paid had the disaster not occurred. These loans are not intended to replace lost sales or profits.

The interest rate on these loans is 4 percent, with a maximum term of 30 years. The SBA determines the amount of economic injury and the terms of each loan based on the financial circumstances of each borrower. The SBA determines eligibility for the program based on the size and type of business and its financial resources.

To obtain a loan application, interested business owners should contact the SBA’s Customer Service Center by calling 1-800-659-2955 (1-800-877-8339 for the hearing-impaired) Monday through Saturday from 8 a.m. to 9 p.m., EDT or send an email to disastercustomerservice@sba.gov. Business disaster loan applications can also be downloaded from www.sba.gov/services/disasterassistance. Completed applications should be mailed to: U.S. Small Business Administration, Processing and Disbursement Center, 14925 Kingsport Road, Fort Worth, TX 76155.

Victims may visit the SBA’s secure Web site at https://disasterloan.sba.gov/ela/ to apply for disaster loans.

The deadline for economic injury applications is November 26, 2009.

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SBA Opens Three Additional Disaster Loan Outreach Centers

(BUSINESS WIRE)--The U.S. Small Business Administration announces today that it is establishing three additional Disaster Loan Outreach Centers (DLOCs); one in Cobb, Douglas and Gwinnett counties. The establishment of the Centers demonstrates SBA’s commitment to ensure that every qualified individual and business receives the help they need to recover from this disaster.

“Assisting individuals and business owners recover from a disaster is our primary mission,” said Frank Skaggs, Director of SBA Field Operations Center East. “We are encouraging anyone affected by this disaster to visit a center while we still have staff here and to obtain individual assistance with completing their loan applications from our representatives.”

Many residents and businesses that have registered with FEMA for assistance have received an SBA disaster loan application. Completing the loan application and returning it is a crucial step toward disaster recovery. Homeowners and renters unable to obtain a disaster loan from the SBA may be referred to FEMA for additional grant consideration. To be eligible for these grants, applicants must submit their SBA loan application even if they do not want a loan. No one is required to accept a loan.

The Centers locations and hours of operation are:

Disaster Loan Outreach Centers to Open Monday, October 26

Cobb County		Douglas County		Gwinnett County
The Threadmill		Old Douglas County Court House		Mountain Park
5000 Austell/Powder Springs Rd, Suite 120		6754 Broad Street		5055 Five Forks Trickum Road
Austell GA 30106		Douglasville GA 30134		Lilburn GA 30047
Opens: Monday, Oct. 26		Opens: Monday, Oct. 26		Opens: Monday, Oct. 26
Open: Mon-Fri; 8 a.m. to 5 p.m.		Open: Mon-Fri; 8 a.m. to 5 p.m.		Open: Mon-Fri; 8 a.m. to 5 p.m.
Existing Centers:
Carroll County		Cherokee County		DeKalb County
Carroll County Annex		Cherokee County Parks & Rec. Gym		Browns Mill Recreation Center
423 College Street		7545 Main Street, Building 200		5101 Browns Mill Road
Carrollton GA 30117		Woodstock GA 30188		Lithonia GA 30058
Open: Mon-Fri; 8 a.m. to 5 p.m.		Open: Mon-Fri; 9 a.m. to 6 p.m.		Open: Mon-Fri; 8 a.m. to 5 p.m.
Closing: Fri., Oct. 23 at close of business
Fulton County		Paulding County		Rockdale County
Fulton County Gov’t Center		Paulding Co. Admin. Bldg.		Rockdale County Gov’t Annex
141 Pryor Street SW		240 Constitution Blvd. 1st Fl		1400 Parker Road
Atlanta GA 30303		Dallas GA 30132		Conyers GA 30094
Open: Mon-Fri; 8 a.m. to 5 p.m.		Open: Mon-Fri; 8 a.m. to 5 p.m.		Open: Mon-Fri; 8 a.m. to 5 p.m.
				Closing: Fri., Oct. 23 at close of business

Locations of the Business Recovery Centers:

SBA Business Recovery Centers

Cobb County		DeKalb County
Powder Springs Library		Wesley Chapel-Wm C. Brown Library
4181 Atlanta Street – Bldg. 1		2861 Wesley Chapel Road
Powder Springs GA 30127		Decatur GA 33034
Open: Mon-Fri; 9 a.m. to 5 p.m.		Open: Mon-Thur; 10 a.m. to 7 p.m.
		Fri; 10 a.m. to 5 p.m.
Douglas County		Fulton County
Douglas County Chamber of Commerce		Government Service Center
6658 Church Street		7741 Roswell Road
Douglasville GA 30134		Atlanta GA 30350
Open: Mon.-Fri; 9 a.m. to 5 p.m.		Open: Mon-Fri; 8:30 a.m. to 5 p.m.

“Loans up to $200,000 are available to homeowners to repair or replace damaged or destroyed real estate. Homeowners and renters are eligible for up to $40,000 to repair or replace damaged or destroyed personal property,” Skaggs added.

Businesses of any size and non-profit organizations may borrow up to $2 million to repair or replace damaged or destroyed real estate, inventory, machinery and equipment. The SBA can also lend additional funds to help with the cost of making improvements that protect, prevent or minimize the same type of disaster damage from occurring in the future.

For small businesses and private non-profit organizations of all sizes, the SBA offers Economic Injury Disaster Loans (EIDLs) to help meet working capital needs caused by the disaster. EIDL assistance is available regardless of whether the business suffered any property damage.

Interest rates are as low as 2.750 percent for homeowners and renters, and 4.000 percent for businesses with terms up to 30 years. Loan amounts and terms are set by the SBA and are based on each applicant’s financial condition.

Anyone unable to visit one of the Centers may obtain information and loan applications by calling the SBA’s Customer Service Center at 1-800-659-2955 (or 1-800-877-8339 for the hearing impaired) Monday through Saturday, 8 a.m. to 9 p.m. EDT or send an email to disastercustomerservice@sba.gov. Business loan applications may be downloaded from www.sba.gov/services/disasterassistance. Applications may be returned to one of the Disaster Recovery Centers or mailed to: U.S. Small Business Administration, Processing and Disbursement Center, 14925 Kingsport Road, Fort Worth, Texas, 76155.

Georgia residents affected by this disaster may fill out a loan application online by visiting SBA’s secure Web site at https://disasterloan.sba.gov/ela/.

The filing deadline to return applications for physical property damage is November 23, 2009. The deadline to return economic injury applications is June 24, 2010.

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SBA Disaster Loans Over $6 Million in Georgia

(BUSINESS WIRE)--The U.S. Small Business Administration (SBA) announced today that it has approved over $6 million in federal low-interest disaster loans to Georgia homeowners, renters and businesses who sustained damages from the severe storms, straight-line winds and flooding that occurred on August 4, 2009.

“Currently, 154 SBA disaster loans for homes and businesses have been approved in the amount of $6,071,000 for affected victims,” said Frank Skaggs, Director of SBA’s Field Operations Center East. “We are pleased to be able to approve these loans so the residents and businesses of Georgia can start to rebuild and resume their normal lives.”

Victims are urged to register with FEMA by calling 1-800-621-3362 (FEMA) or 1-800-462-7585 (TTY) for the hearing and speech impaired. If you were issued an SBA loan application, complete and return the application, even if you do not want a loan. If the SBA is not able to approve a home loan, you may be referred to FEMA for possible grant assistance.

“Assisting individuals and business owners to recover from a disaster is our primary mission,” Skaggs added. “We are encouraging anyone affected by this disaster to visit one of the centers located throughout the disaster area to obtain individual assistance with completing their loan applications from our representatives. I encourage anyone who has not completed their disaster loan application to do so and return the application as soon as possible.”

Homeowners, renters, businesses and non-profit organizations of all sizes in Bartow, Carroll, Catoosa, Chattooga, Cherokee, Cobb, Coweta, DeKalb, Douglas, Fulton, Gwinnett, Heard, Newton, Paulding, Rockdale, Stephens and Walker in the state of Georgia are eligible to apply for both SBA’s Physical and Economic Injury Disaster Loans (EIDLs).

If a borrower does not know how much of their loss will be covered by insurance or other sources, the SBA will consider making a loan for the total loss up to its loan limits, provided the borrower agrees to use insurance proceeds to reduce or repay their SBA loan.

Disaster loans up to $200,000 are available to homeowners to repair or replace their damaged or destroyed primary residence. Homeowners and renters are eligible up to $40,000 to repair or replace damaged or destroyed personal property.

Businesses and non-profit organizations of any size may borrow up to $2 million to repair or replace damaged or destroyed real estate, machinery and equipment, inventory, and other business assets. SBA can also lend additional funds to homeowners and businesses to help with the cost of making improvements that prevent or minimize the same type of disaster damage in the future.

SBA also offers EIDLs to help meet working capital needs of small businesses, and most private non-profit organizations of all sizes, for economic injury relating to the disaster. Small businesses and most private non-profit organizations in the following counties are eligible to apply for Economic Injury Disaster Loans: Banks, Barrow, Butts, Clayton, Dade, Dawson, Fayette, Floyd, Forsyth, Franklin, Gordon, Habersham, Hall, Haralson, Henry, Jackson, Jasper, Meriwether, Morgan, Pickens, Polk, Spalding, Troup, Walton and Whitfield in Georgia; Cherokee, Cleburne, DeKalb and Randolph in Alabama; Oconee in South Carolina; and Hamilton County in Tennessee. EIDL assistance is available regardless of whether the business suffered any property damage.

Interest rates can be as low as 2.750 percent for homeowners and renters and 4 percent for businesses with terms up to 30 years. The SBA sets loan amounts and terms based on each applicant’s financial condition.

Anyone unable to visit one of the Centers may obtain information and loan applications by calling the SBA’s Customer Service Center at 1-800-659-2955 (or 1-800-877-8339 for the hearing impaired) Monday through Saturday, 8 a.m. to 9 p.m. EDT, or send an email to disastercustomerservice@sba.gov. Business loan applications may be downloaded from www.sba.gov/services/disasterassistance. Applications may be returned to one of the Centers or mailed to: U.S. Small Business Administration, Processing and Disbursement Center, 14925 Kingsport Road, Fort Worth, Texas, 76155.

Georgia disaster victims may visit SBA’s secure Web site at https://disasterloan.sba.gov/ela/ to apply for disaster loans.

The filing deadline to return applications for physical property damage is November 23, 2009. The deadline to return economic injury applications is June 24, 2010.

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Cobb County: Another SBA Business Recovery Center To Open

COBB COUNTY
Powder Springs Library
4181 Atlanta Street
Powder Springs, GA 30127
Opens: Monday, October 12, 9 a.m.
Hours: 9 a.m. – 5 p.m. Monday – Friday

(BUSINESS WIRE)--The U.S. Small Business Administration announces today that a Business Recovery Center in Cobb County is opening Monday, October 12 at 9 a.m. to help businesses impacted by the severe storms and flooding in Georgia that began on September 18, 2009. The Cobb County Center will be located in the Powder Springs Library at 4181 Atlanta Street, Powder Springs, GA 30127. The hours of operation are from 9 a.m. to 5 p.m. Monday through Friday until further notice.

The disaster declaration covers the counties of: Bartow, Carroll, Catoosa, Chattooga, Cherokee, Cobb, Coweta, DeKalb, Douglas, Fulton, Gwinnett, Heard, Newton, Paulding, Rockdale, Stephens and Walker in the state of Georgia which are eligible for both Physical and Economic Injury Disaster Loans from the SBA.

Small businesses and most private non-profit organizations in the following adjacent counties are eligible to apply only for SBA Economic Injury Disaster Loans: Banks, Barrow, Butts, Clayton, Dade, Dawson, Fayette, Floyd, Forsyth, Franklin, Gordon, Habersham, Hall, Haralson, Henry, Jackson, Jasper, Meriwether, Morgan, Pickens, Polk, Spalding, Troup, Walton and Whitfield in Georgia; Cherokee, Cleburne, DeKalb and Randolph in Alabama; Oconee in South Carolina; and Hamilton County in Tennessee.

Businesses and non-profit organizations of any size may borrow up to $2 million for physical losses. For small businesses, and most private non-profit organizations of all sizes, the SBA offers Economic Injury Disaster Loans to help meet working capital needs caused by the disaster. Economic Injury Disaster Loan assistance is available regardless of whether the business suffered any physical property damage.

Interest rates are as low as 4 percent for businesses, with terms up to 30 years. The SBA sets loan amounts and terms based on each applicant’s financial condition.

SBA’s representatives will be on hand at the Business Recovery Centers to issue loan applications, answer questions about the disaster loan program, explain the application process and help individuals complete their applications.

Disaster loan information and application forms may be obtained by calling the SBA’s Disaster Assistance Customer Service Center at 1-800-659-2955 (1-800-877-8339 for the hearing impaired), Monday through Saturday from 8 a.m. to 9 p.m. EDT, (including the holiday, Monday October 12) or send an email to disastercustomerservice@sba.gov. Business loan applications can also be downloaded from the SBA Web site at www.sba.gov/services/disasterassistance. Completed applications should be returned to the Centers or mailed to: U.S. Small Business Administration, Processing and Disbursement Center, 14925 Kingsport Road, Fort Worth, TX 76155. Businesses may apply for disaster loans from SBA’s secure Web site at https://disasterloan.sba.gov/ela/.

The filing deadline to return applications for physical property damage is November 23, 2009. The deadline to return economic injury applications is June 24, 2010.

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SBA Opens Disaster Loan Outreach Centers; Urges Return of SBA Disaster Loan Applications

-(BUSINESS WIRE)--The U.S. Small Business Administration announces today that they are establishing two Disaster Loan Outreach Centers (DLOCs); one in Carroll County Annex and the other in Stephens County Court House Annex. The establishment of the Centers demonstrates SBA’s commitment to ensure that every qualified individual and business receives the help they need to recover from this disaster.

“Assisting individuals and business owners to recover from a disaster is our primary mission,” said Frank Skaggs, director of SBA Field Operations Center East. “We are encouraging anyone affected by this disaster to visit a center while we still have staff here and obtain individual assistance with completing their loan applications from our representatives.”

Many residents and businesses that have registered with FEMA for assistance have received an SBA disaster loan application. Completing the loan application and returning it is a crucial step toward disaster recovery. Homeowners and renters unable to obtain a disaster loan from the SBA may be referred to FEMA for grant consideration. To be eligible for these grants, applicants must submit their SBA loan application even if they do not want a loan. No one is required to accept a loan.

The locations of the Centers are as follows:

SBA Disaster Loan Outreach Centers (DLOCs)
Carroll County			Stephens County
Carroll County Annex			Stephens County Court House Annex
423 College Street			37 West Tugalo Street
Carrollton, GA 30117			Toccoa, GA 30577
Opens: Monday, October 12, 2009 at 8 a.m.			Opens: Tuesday, October 13, 2009 at 8 a.m.
Hours: 8 a.m. – 5 p.m., Monday - Friday			Hours: 8 a.m. – 5 p.m., Tuesday - Friday

“Loans up to $200,000 are available to homeowners to repair or replace damaged or destroyed real estate. Homeowners and renters are eligible for up to $40,000 to repair or replace damaged or destroyed personal property,” Skaggs added.

Businesses of any size and non-profit organizations may borrow up to $2 million to repair or replace damaged or destroyed real estate, inventory, machinery and equipment. The SBA can also lend additional funds to help with the cost of making improvements that protect, prevent or minimize the same type of disaster damage from occurring in the future.

For small businesses and private non-profit organizations of all sizes, the SBA offers Economic Injury Disaster Loans (EIDLs) to help meet working capital needs caused by the disaster. EIDL assistance is available regardless of whether the business suffered any property damage.

Interest rates are as low as 2.750 percent for homeowners and renters, and 4.000 percent for businesses with terms up to 30 years. Loan amounts and terms are set by the SBA and are based on each applicant’s financial condition.

Anyone unable to visit one of the Centers may obtain information and loan applications by calling the SBA’s Customer Service Center at 1-800-659-2955 (or 1-800-877-8339 for the hearing impaired) Monday through Saturday, 8 a.m. to 9 p.m. EDT, (including the holiday, Monday October 12) or send an email to disastercustomerservice@sba.gov. Business loan applications may be downloaded from www.sba.gov/services/disasterassistance. Applications may be returned to one of the Disaster Recovery Centers or mailed to: U.S. Small Business Administration, Processing and Disbursement Center, 14925 Kingsport Road, Fort Worth, Texas, 76155.

Georgia residents affected by this disaster may fill out a loan application online by visiting SBA’s secure Web site at https://disasterloan.sba.gov/ela/.

The filing deadline to return applications for physical property damage is November 23, 2009. The deadline to return economic injury applications is June 24, 2010.

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SBA Disaster Assistance Tops $1 Million; Urges Return of Disaster Loan Applications

(BUSINESS WIRE)--More than $1 million in U.S. Small Business Administration Disaster Assistance Loans have been approved for disaster victims in Georgia as a result of damages caused by severe storms and flooding that began on September 18, 2009.

“Currently, 30 disaster loans have been approved in the amount of $1,165,200 for affected victims,” said Frank Skaggs, Director of SBA Field Operations Center East. “We are pleased to be able to get these loans approved so the residents and businesses of Georgia can start rebuilding and begin resuming their normal lives.”

Victims are urged to register with FEMA by calling 1-800-621-FEMA (3362), TTY 1-800-462-7585 for the hearing impaired. “If you were issued an SBA loan application, complete and return the application to the SBA before the November 23 deadline, even if you don’t want a loan. If the SBA is not able to approve a home loan, you may be referred to FEMA for possible grant assistance. I encourage anyone who has not completed their disaster loan application to do so and return the application as soon as possible,” Skaggs added.

Disaster loans up to $200,000 are available to homeowners to repair or replace damaged or destroyed real estate. Homeowners and renters are eligible up to $40,000 to repair or replace damaged or destroyed personal property.

Businesses and non-profit organizations of any size may borrow up to $2 million to repair or replace damaged or destroyed real estate, machinery and equipment, inventory, and other business assets. The SBA can also lend additional funds to help with the cost of making improvements that protect, prevent or minimize the same type of disaster damage in the future.

For small businesses, and most private, non-profit organizations of all sizes, the SBA offers Economic Injury Disaster Loans to help meet working capital needs caused by the disaster. Economic Injury Disaster Loan assistance is available regardless of whether the business suffered any physical property damage.

Interest rates are as low as 2.750 percent for homeowners and renters and 4 percent for businesses with terms up to 30 years. Loan amounts and terms are set by the SBA and are based on each applicant’s financial condition.

To be considered for all forms of disaster assistance, victims must first call the Federal Emergency Management Agency (FEMA) at 1-800-621-FEMA (3362).

Anyone may obtain an SBA Disaster Loan application or program information by calling the SBA’s Customer Service Center at 1-800-659-2955 (or 1-800-877-8339 for the hearing impaired) Monday through Saturday from 8 a.m. to 9 p.m. EDT (including the holiday, Monday October 12) or by emailing our customer service center at disastercustomerservice@sba.gov. Business loan applications may be downloaded from www.sba.gov/services/disasterassistance. Applications may be returned to one of the Centers or mailed to: U. S. Small Business Administration, Processing and Disbursement Center, 14925 Kingsport Road, Fort Worth, Texas, 76155.

Victims may apply for disaster loans from SBA’s secure Web site at https://disasterloan.sba.gov/ela/.

The filing deadline to return applications for physical property damage is November 23, 2009. The deadline to return economic injury applications is June 24, 2010.

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SBA Opens Business Recovery Center in DeKalb County

(BUSINESS WIRE)--The U.S. Small Business Administration announces today that it will open a Business Recovery Center to help businesses impacted by the severe storms and flooding in Georgia that began on September 18, 2009. The Center opens at the Wesley Chapel-William C. Brown Library on Wednesday, October 7, at 10 a.m.

The disaster declaration covers Bartow, Carroll, Catoosa, Chattooga, Cherokee, Cobb, Coweta, DeKalb, Douglas, Fulton, Gwinnett, Heard, Newton, Paulding, Rockdale, Stephens and Walker in the state of Georgia which are eligible for both Physical and Economic Injury Disaster Loans from the SBA.

Small businesses and most private non-profit organizations in the following adjacent counties are eligible to apply only for SBA Economic Injury Disaster Loans: Banks, Barrow, Butts, Clayton, Dade, Dawson, Fayette, Floyd, Forsyth, Franklin, Gordon, Habersham, Hall, Haralson, Henry, Jackson, Jasper, Meriwether, Morgan, Pickens, Polk, Spalding, Troup, Walton and Whitfield in the state of Georgia; the counties of Cherokee, Cleburne, DeKalb and Randolph in the state of Alabama; the county of Oconee in the state of South Carolina; and the county of Hamilton in the state of Tennessee.

Businesses and non-profit organizations of any size may borrow up to $2 million for physical losses. For small businesses, and most private non-profit organizations of all sizes, the SBA offers Economic Injury Disaster Loans to help meet working capital needs caused by the disaster. Economic Injury Disaster Loan assistance is available regardless of whether the business suffered any physical property damage.

Interest rates are as low as 4 percent for businesses, with terms up to 30 years. The SBA sets loan amounts and terms based on each applicant’s financial condition.

SBA’s representatives will be on hand at the Business Recovery Center to issue loan applications, answer questions about the disaster loan program, explain the application process and help individuals complete their applications. The Business Recovery Center will be located in the following community and will open as indicated below:
Wesley Chapel-William C. Brown Library
2861 Wesley Chapel Rd.
Decatur, GA 33034

Opens:
Wednesday, October 7, at 10 a.m.
Hours:
10 a.m. to 7 p.m., Monday – Thursday
10 a.m. to 5 p.m., Friday, until further notice

Disaster loan information and application forms may be obtained by calling the SBA’s Disaster Assistance Customer Service Center at 1-800-659-2955 (1-800-877-8339 for the hearing impaired), Monday through Friday from 8 a.m. to 6 p.m. EDT, or by sending an email to disastercustomerservice@sba.gov. Business loan applications can also be downloaded from the SBA Web site at www.sba.gov/services/disasterassistance. Completed applications should be returned the Center or mailed to: U.S. Small Business Administration, Processing and Disbursement Center, 14925 Kingsport Road, Fort Worth, TX 76155. Businesses may apply for disaster loans from SBA’s secure Web site at https://disasterloan.sba.gov/ela/.

The filing deadline to return applications for physical property damage is November 23, 2009. The deadline to return economic injury applications is June 24, 2010.

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SBA Opens Business Recovery Center in Douglasville

(BUSINESS WIRE)--The U.S. Small Business Administration announced yesterday that it will open a Business Recovery Center to help businesses impacted by the severe storms and flooding in Georgia that began on September 18, 2009. The Center opens at the Douglas County Chamber of Commerce on Monday, October 5, at 9 a.m.

The disaster declaration covers Bartow, Carroll, Catoosa, Chattooga, Cherokee, Cobb, Coweta, DeKalb, Douglas, Fulton, Gwinnett, Heard, Newton, Paulding, Rockdale, Stephens and Walker in the state of Georgia which are eligible for both Physical and Economic Injury Disaster Loans from the SBA.

Small businesses and most private non-profit organizations in the following adjacent counties are eligible to apply only for SBA Economic Injury Disaster Loans: Banks, Barrow, Butts, Clayton, Dade, Dawson, Fayette, Floyd, Forsyth, Franklin, Gordon, Habersham, Hall, Haralson, Henry, Jackson, Jasper, Meriwether, Morgan, Pickens, Polk, Spalding, Troup, Walton and Whitfield in the state of Georgia; the counties of Cherokee, Cleburne, DeKalb and Randolph in the state of Alabama; the county of Oconee in the state of South Carolina; and the county of Hamilton in the state of Tennessee.

Businesses and non-profit organizations of any size may borrow up to $2 million for physical losses. For small businesses, and most private non-profit organizations of all sizes, the SBA offers Economic Injury Disaster Loans to help meet working capital needs caused by the disaster. Economic Injury Disaster Loan assistance is available regardless of whether the business suffered any physical property damage.

Interest rates are as low as 4 percent for businesses, with terms up to 30 years. The SBA sets loan amounts and terms based on each applicant’s financial condition.

SBA’s representatives will be on hand at the Business Recovery Center to issue loan applications, answer questions about the disaster loan program, explain the application process and help individuals complete their applications. The Business Recovery Center will be located in the following community and will open as indicated below:

Douglas County Chamber of Commerce
6658 Church Street
Douglasville, GA 30134

Opens: Monday, October 5 at 9 a.m.

Hours: 9 a.m. to 5 p.m. Monday – Friday, until further notice

Disaster loan information and application forms may be obtained by calling the SBA’s Disaster Assistance Customer Service Center at 1-800-659-2955 (1-800-877-8339 for the hearing impaired), Monday through Friday from 8 a.m. to 6 p.m. EDT, or by sending an email to disastercustomerservice@sba.gov. Business loan applications can also be downloaded from the SBA Web site at www.sba.gov/services/disasterassistance. Completed applications should be returned the Center or mailed to: U.S. Small Business Administration, Processing and Disbursement Center, 14925 Kingsport Road, Fort Worth, TX 76155. Businesses may apply for disaster loans from SBA’s secure Web site at https://disasterloan.sba.gov/ela/.

The filing deadline to return applications for physical property damage is November 23, 2009. The deadline to return economic injury applications is June 24, 2010.

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Ten Counties Added to Assist Georgia Residents Affected by Severe Storms and Flooding

(BUSINESS WIRE)--Following the announcement of the Presidential disaster declaration in Georgia for several counties affected by the severe storms and flooding that began on September 18, 2009 additional counties became eligible.

The disaster declaration covers the counties of Bartow, Carroll, Catoosa, Chattooga, Cherokee, Cobb, Coweta, DeKalb, Douglas, Fulton, Gwinnett, Heard, Newton, Paulding, Rockdale, Stephens and Walker and for Economic Injury Only the contiguous counties of Banks, Barrow, Butts, Clayton, Dade, Dawson, Fayette, Floyd, Forsyth, Franklin, Gordon, Habersham, Hall, Haralson, Henry, Jackson, Jasper, Meriwether, Morgan, Pickens, Polk, Spalding, Troup, Walton and Whitfield in the State of Georgia; contiguous counties of Cherokee, Cleburne, DeKalb and Randolph in the State of Alabama; contiguous county of Oconee in the State of South Carolina and the contiguous county of Hamilton in the State of Tennessee.

Disaster loans up to $200,000 are available to homeowners to repair or replace damaged or destroyed real estate. Homeowners and renters are eligible up to $40,000 to repair or replace damaged or destroyed personal property.

Businesses and non-profit organizations of any size may borrow up to $2 million to repair or replace damaged or destroyed real estate, machinery and equipment, inventory, and other business assets. SBA can also lend additional funds to help with the cost of making improvements that protect, prevent or minimize the same type of disaster damage in the future.

For small businesses and most private non-profit organizations of all sizes, the SBA offers Economic Injury Disaster Loans to help meet working capital needs caused by the disaster. Economic Injury Disaster Loan assistance is available regardless of whether the business suffered any physical property damage.

Interest rates are as low as 2.750 percent for homeowners and renters and 4 percent for businesses with terms up to 30 years. Loan amounts and terms are set by the SBA and are based on each applicant’s financial condition.

To be considered for all forms of disaster assistance call the Federal Emergency Management Agency (FEMA) at 1-800-621-FEMA (3362), TTY 1-800-462-7585 for the hearing impaired. Additional details on the location of Disaster Recovery Center(s) and the loan application process can be obtained by calling the SBA Customer Service Center at 1-800-659-2955 (1-800-877-8339 for the hearing impaired), Monday through Friday from 8 a.m. to 6 p.m.; EDT or sending an email to disastercustomerservice@sba.gov.

Georgia residents affected by this disaster may fill out a loan application online by visiting SBA’s secure Web site at https://disasterloan.sba.gov/ela/.

The filing deadline to return applications for physical property damage is November 23, 2009. The deadline to return economic injury applications is June 24, 2010.

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SBA Stands Ready to Assist Georgia Residents Affected by Severe Storms and Flooding

(BUSINESS WIRE)--Following the announcement of the Presidential disaster declaration in Georgia for several counties affected by the severe storms and flooding that began on September 18, 2009, Administrator Karen G. Mills of the U.S. Small Business Administration issued the following statement:

“The U.S. Small Business Administration is strongly committed to providing the people of Georgia with the most effective and customer-focused response possible to assist homeowners, renters, and small businesses with federal disaster loans. Getting our businesses and communities up and running after a disaster is our highest priority at SBA.”

The disaster declaration covers Carroll, Chattooga, Cherokee, Cobb, Douglas, Paulding and Stephens counties in Georgia, which are eligible for both Physical and Economic Injury Disaster Loans from the SBA. Small businesses and most private non-profit organizations in the following adjacent counties are eligible to apply only for SBA Economic Injury Disaster Loans: Banks, Bartow, Coweta, Dawson, Floyd, Forsyth, Franklin, Fulton, Gordon, Habersham, Haralson, Heard, Pickens, Polk and Walker in Georgia; Cherokee, Cleburne and Randolph in Alabama and Oconee in South Carolina.

Disaster loans up to $200,000 are available to homeowners to repair or replace damaged or destroyed real estate. Homeowners and renters are eligible up to $40,000 to repair or replace damaged or destroyed personal property.

Businesses and non-profit organizations of any size may borrow up to $2 million to repair or replace damaged or destroyed real estate, machinery and equipment, inventory, and other business assets. SBA can also lend additional funds to help with the cost of making improvements that protect, prevent or minimize the same type of disaster damage in the future.

For small businesses and most private non-profit organizations of all sizes, the SBA offers Economic Injury Disaster Loans to help meet working capital needs caused by the disaster. Economic Injury Disaster Loan assistance is available regardless of whether the business suffered any physical property damage.

Interest rates are as low as 2.750 percent for homeowners and renters and 4 percent for businesses with terms up to 30 years. Loan amounts and terms are set by the SBA and are based on each applicant’s financial condition.

To be considered for all forms of disaster assistance call the Federal Emergency Management Agency (FEMA) at 1-800-621-FEMA (3362). The locations of Disaster Recovery Centers and the loan application process can be obtained by calling the SBA Customer Service Center at 1-800-659-2955 (1-800-877-8339 for the hearing impaired), Monday through Friday from 8 a.m. to 6 p.m.; Saturday - Sunday, September 26th and 27th from 8 a.m.– 4:30 p.m. EDT or sending an email to disastercustomerservice@sba.gov.

Georgia residents affected by this disaster may fill out a loan application online by visiting SBA’s secure Web site at https://disasterloan.sba.gov/ela/.

The filing deadline to return applications for physical property damage is November 23, 2009. The deadline to return economic injury applications is June 24, 2010.

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