“Today’s Economy and FDIC Insurance” Seminar at Clayton State University -- Fayette

Heritage Bank, in partnership with Clayton State University, will be presenting a seminar with information on today’s economy and protecting your deposits with FDIC Insurance. There is a tremendous amount of news and interest in the state of today’s financial industry. There is concern for the stability of our banks and their customer’s deposits.

Heritage Bank has arranged for Dr. Nikki Finlay and Dr. Reza Kheirandish, professors of Economics from Clayton State, to present their views on the status of today’s economy. Penny King and Thomas Stokes, experts in the Atlanta FDIC office, will present valuable information on the importance of FDIC insurance. Time will be provided to answer questions. The seminar is free of charge and will be conducted in Fayette County on Wednesday, Oct. 15 from 7 p.m. to 9 p.m. at Clayton State University -- Fayette, 1200 Commerce Dr., Ste. 210, Peachtree City. Please RSVP to Barbara Stevens @ Heritage Bank (770) 515-7001.

Heritage Bank is a member of FDIC, The Federal Deposit Insurance Corporation.

Heritage Bank, a state chartered commercial bank, has been serving metro Atlanta’s Southern Crescent since 1955. The independent community bank has seven full service offices, features a well-rounded offering of commercial and consumer products, and is an active, involved member of the community it serves. The company’s stock is traded on The Nasdaq Small Cap Market under the symbol “CCFH.” For more information, please call (770) 478-8881 or visit the Heritage Bank website at www.heritagebank.com.

A unit of the University System of Georgia, Clayton State University is an outstanding comprehensive metropolitan university located 15 miles southeast of downtown Atlanta.

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Heritage Bank’s Parent Company, CCF Holding Company, Ranked Among Top 100 Community Banks Nationwide

The holding company for Heritage Bank, CCF Holding Company, has been ranked 77th among publicly traded community banks nationwide according to USBanker. The listing, which places Heritage Bank in the top three of all Georgia banks listed in the ranking, was based on three-year average return on equity.

“This is good news at a time where there is not a lot of good news being shared in the financial industry, and each of Heritage Bank’s employees has contributed to this honor,” said Leonard Moreland, Executive Vice President of CCF Holding Company and CEO of Heritage Bank. “We are a community bank that delivers results, and our company’s 54-year heritage is a direct result of our team’s pride in their work and dedication to excellence.”

Heritage Bank, a state chartered commercial bank, has been serving metro Atlanta’s Southern Crescent since 1955. The independent community bank has seven full service offices, features a well-rounded offering of commercial and consumer products, and is an active, involved member of the community it serves. The company’s stock is traded on The NASDAQ Small Cap Market under the symbol “CCFH.” For more information, please call 770-478-8881 or visit the Heritage Bank website at www.heritagebank.com.

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